Jason Rathman
Written by Jason Rathman

Jason writes about all financial topics such as loans, debt solutions, and bankruptcy. He is an expert when it comes to subjects like APR, loan fine print, debt collection laws within the United States. With his in-depth knowledge of all things financial, he is a great asset to Greendayonline.

Plain Green Loans might be a good choice.

Bankrate’s January 2019 Financial Security Index survey revealed that almost all respondents had unexpected expenses within the past 12 months. Only 40% had enough money to pay for the expense. The remaining respondents had to borrow money from family, credit cards, or personal loans.

Plain Green Loans is a payday lender known for its speedy disbursements. As an online lender, they provide convenience and quick access to funds for borrowers. One should consider their loan terms and annual percentage rate before committing to a loan agreement.

How do you get a plain green loan?

Plain Green LLC, a tribal lending company, is owned and managed by the Chippewa Cree Tribe of the Rocky Boy’s Indian Reservation in Montana.

Plain Green Loans offers loans similar to payday loans in terms of their high-interest rates and amount. But borrowers must consider their loan terms and annual percentage rate before deciding.

Plain Green Loans in Montana are illegal. Plain Green Loans can have high-interest rates despite being allowed not to exceed the state’s interest rate caps.

Tribal Consumer Protection Bureau is the company’s regulator. The TCPB supervises all lending activity on Rocky Boy’s Reservation.

Plain Green LLC received a Chippewa Cree Tribe business license. Plain Green LLC also received a similar certificate.

Bottom line: Don’t trust this “license.” “This lender is trying to circumvent the loophole that grants tribal immunity.

These terms describe a typical loan

Plain Green Loans loans are available for personal and business purposes. They offer various loan amounts and primarily focus on short-term loans.

These terms will apply to your loan application from Plain Green Loans. Remember that the maximum interest rate they can charge may not exceed the state’s interest rate caps.

  • First-time loan options: customers can borrow $500– $1,000
  • Customers who have a strong customer record can borrow $500-$3,000 – maximum loans
  • Terms and conditions of payment are flexible. They can be as simple or complex as 20 to 52 biweekly or as diverse as 10 to 26 months.
  • Average interest rate ranges from 210% to 438%
  • No collateral is required.

Online Reputation

You should do your research before you start a business.

BBB business rated Plain Green Loans. The alert does not indicate that Plain Green Loans properly informed customers about the high-interest rates.

Twenty customers posted a review on BBB. They only give one star to the company out of five stars.

ComplaintsBoard.com and PissedConsumer.com echo BBB complaints.

Plain Green Loans Pros

  • Customers do not have to pay an origination or application fee.
  • Monthly payments can be made instead of one lump-sum payment.
  • You can get funds in as little as one day.
  • Individuals with low or fair credit, even with poor credit or Social Security recipients, are eligible.

Plain Green Loans Cons

  • The company does not trade with more than 26 states.
  • Higher interest rates than fixed-rate mortgages can make loans more expensive, sometimes leading to exorbitant interest rates.
  • You can get small loans between $5000 to $3,000.
  • All returns are subject to a $30 administration charge.
  • Poor customer service ratings.

It’s not just about getting plain green loans

Many options are available if you need cash for an emergency, especially if you have Social Security benefits or a history of poor credit.

Paycheck advance

Ask your boss to request overtime. It is not a loan, so there won’t be interest, and it can be a viable option for those with poor credit.

App for Payday Advance

Your employer may not offer a payday advance. Customers can choose the amount they want to pay. This option is also suitable for individuals receiving Social Security or facing exorbitant interest rates due to their credit history.

Program for local emergencies

Your situation may determine if you are eligible for financial assistance. Many hospitals offer charity programs that can help pay for your medical bills. The application process usually involves active checking of your financial background and may require proof of income.

Pawn shop loan

Bring an item of value to the pawnshop, and you can apply for a loan. During the application process, the pawnshop will perform active checking on the item’s value, and you need to provide proof of income. The pawnbroker will return the items after paying the loan in full.

Side hustle

There are a few other jobs you can do during the week. You could also teach English online, babysit or clean up after weddings. These side hustles may require an application process and active checking of your qualifications and experience, but usually won’t require proof of income.

Peer-to-peer lending

The peer-to-peer lending model is more efficient than traditional banking. The application process tends to be streamlined, with active checking on your credit score and history. Some lenders may also request proof of income.

Cash Advance for Credit Cards

These interest rates typically range from 15% to 30%. These rates typically range between 15% and 30 %. The application process for a cash advance is often simpler than a traditional loan, but the credit card company will do active checking on your account and may require proof of income.

Personal loan

Discuss your eligibility with your bank to determine your eligibility for a personal loan. Personal loans from TD Bank at APRs ranging between 6.99% and 21.99 spans. The application process for personal loans includes active checking of your credit history and may need proof of income.

Payday loan alternative

Contact a federal credit union to apply for a Payday Alternative Loan (PAL). After becoming a member, the loan is immediately available.

Loan money to a friend

It can be difficult to ask your friends for assistance. They will not charge interest on the money they lend you. It is much easier to repay a friend.

Applying for Plain Green Loans

Plain Green Loans require applicants at least 18 years old to apply for loans.

After you’ve confirmed your eligibility, you can apply for a loan.

  1. Click the “Apply Now” button at PlainGreenLoans.com. Click the “Apply Now!” button.
  2. Type the amount that you want to deposit the funds electronically into your account
  3. Fill in all required fields and create a username/password. Submit your inquiry.
  4. Check your email to see if the lender approves.
  5. To verify your approval, please submit all required documentation.
  6. Please review and sign the loan agreement.
  7. Funds are available in as little as one business day.
  8. These funds are available for emergency purposes.

Alternatives to Plain Green

When looking for alternatives to Plain Green, Speedy Cash reviews should definitely be considered. Reviews from customers can tell you a lot about Speedy Cash, as well as the potential for success when using their services.

Customers have left positive praise for the speed of the application and approval process. Plus, with multiple locations and anytime access via the website or mobile app, customers praised the convenience of getting quick cash against a payday loan 24/7. The flexibility of repayment options is highlighted in many customers’ reviews too.

Another thing that customers appreciate is that they don’t need perfect credit scores or collateral to qualify for Speedy Cash loans. It makes them an easy alternative to Plain Green if you want an alternative with fewer barriers to entry and a more personalized touch regarding loan solutions.


Plain Green Loans can be a quick way for customers in financial distress to borrow money. However, the interest rates are too high to justify their use.

Frequently Asked Questions

Is Plain Green Loans a reputable lending company?

Plain Green Loans is an established online lender but has mixed reviews regarding high interest rates. They seem transparent about lending policies.

What are the interest rates and fees associated with Plain Green Loans?

Plain Green Loans charges interest from 60% to 299% APR. Origination and monthly fees apply. Rates depend on credit history.

How does the application process for a Plain Green Loan work?

You apply online in minutes and get a lending decision quickly. If approved, funds can be deposited as soon as the next business day.

Are there any customer reviews or testimonials about Plain Green Loans?

Reviews praise the fast process but many criticize steep interest rates. Positive testimonials cite good customer service. Complaints focus on collection tactics.

What are the pros and cons of choosing Plain Green Loans for a personal loan?

Pros are quick approvals and funding. Cons are very high interest rates and costs. Weigh alternatives before borrowing.

Jason Rathman

Jason Rathman


Jason writes about all financial topics such as loans, debt solutions, and bankruptcy. He is an expert when it comes to subjects like APR, loan fine print, debt collection laws within the United States. With his in-depth knowledge of all things financial, he is a great asset to Greendayonline.