We have over 15 years of experience

Online Payday Loans Direct Lenders ( Bad Credit Loans Guaranteed Approval)?

As life is getting more and more expensive, there are many people who struggle with paying their bills. In order to be able to deal with their difficult financial situations, these people are looking for financial assistance.

The lending industry is one that is constantly growing. There are a variety of online loan guaranteed options that borrowers can choose from. The lending industry can give you a way out, you just have to pick the right one.

Compare lenders
Compare lenders

Guaranteed Loan Approval No Credit Check

Guaranteed loans are simple to get with online application.  Guaranteed loan approval, no credit check implies there are no hard credit checks.  Such a loan will allow you to borrow up to $1000.

Our website as a bad credit loan guaranteed approval direct lender will perform soft credit checks on you. No loan is ever guaranteed but with us you stand a higher chance than a bank.

What Are Bad Credit  Loans Guaranteed Approval?

The phrase bad credit loans guaranteed approval implies that anyone who requests such a loan will be granted it. This is not realistic. A lender will still do a basic check on you and any lender claiming otherwise is lying.

Bad credit personal loans guaranteed approval $5000?

Yes you can get up to $5000 with an installment loan on this site. For smaller amounts you can choose payday loans. Or if you have $5000 of equity in your vehicle you can also take out a car title loan.

The Direct Lender Options

With so many different loan options out there, it can be rather confusing to choose the one that will best serve your needs. When you are in need of financial assistance and you need the funds fast, you should consider the time factor. That is because if you do not pay your emergency expenses as soon as possible, your financial problem can become bigger.


The longer you wait, the harder it might be for you to regain your financial stability. All this means that you should be looking for a type of loan with fast funds transfer from a direct lender where you do not need to through a lengthy application process before you find out whether you are approved of the loan or not.

This automatically excludes most traditional loan lending institutions like banks where you would have to wait for weeks and even months before you see any money being transferred to your account.

In this article, we are going to discuss one of the most popular short-term loan types which most borrowers see as a good solution to their financial troubles. We are going to talk about payday loans from direct lenders.

What is a fast payday loan from a direct lender?

What is a fast payday loan from a direct lender?
What is a fast payday loan from a direct lender?

Payday loans from direct lenders are short-term loans which are also known as cash advances.

By taking out a payday loan, the borrower gets immediate access to the money he applied for, which he must return by his next payday.

The standard loan term of a payday loan is two weeks. Usually, the maximum amount a borrower can take out is no more than $500.

These terms, however, can vary depending on the state you live in. Every state has its own law regulations under which payday loan lending companies must operate.

So before you apply for a payday loan, it is a good idea to find out what the payday loan terms and conditions are in your state. Such terms include maximum loan amount, loan length, annual percentage rate and fees. The number of direct payday loan lenders has increased dramatically in the last 10 years so you can easily find a lender’s office near your home, business or workplace.

Payday loans give you the opportunity to submit your loan application online. That way, you can go through the whole process and get your cash without having to leave the comfort of your home. Another main feature of payday loans from direct lenders is that you can qualify for a loan even if you have a bad credit score.

Bad Credit Score?

While having a bad credit score can really mess up your chances of getting a conventional loan from a traditional lending institution, with near instant payday loans, your credit score does not really matter. Payday loan lending companies only want to know if you have a steady source of income to repay your loan with.

As the name suggests, payday loans give a very fast response to your loan application. That way you will very quickly know whether you are approved for your loan or not.

It is important to note that payday loans have a reputation of being quite dangerous. The reason for that is that payday loans have higher annual percentage rate and fees compared to most other types of loans.

This is due to the fact that they are not only risky for the borrowers, but for the lending companies too.

By giving out online loans to borrowers with bad credit history, lending companies are left vulnerable and they compensate that with higher loan fees.

The annual percentage rate on a two-week payday loan can go as high as 450%. So anyone considering such a loan should be well prepared to meet the repayment deadlines.

How do payday loans from direct lenders work?

How do payday loans from direct lenders work?

If you think about applying for a payday loan from a direct lender, the first thing you should do is find a reliable lending company to work with. We have different installment loans credit with faster loan approval.

Since this type of short-term online loans is so popular, the number of direct payday loan lenders is also very big. You should do your homework by going to different companies, find out what they have to offer and then compare the different loan terms and conditions.

Choosing the right lender is crucial when taking out a payday loan. You have to make sure that the company you are about to work with is operating under the payday loan laws of the state you are living in. Once you have chosen a lender to work with, you have to submit your loan application. You can do that by visiting a lender’s on-ground store or go through the whole process online.

In both cases, the online application process will last no more than a few minutes after which you will get a very fast response on your application. If you are approved for your almost instant payday loan, you will receive the funds as soon as within a few hours (in case you have applied through a lender’s online store, it may take up to one business day for the funds to be transferred into your bank account).

Direct payday loan lenders require only basic documentation, so you will probably understand the needed documents with you already.

Payday loans benefits

Payday loans benefits
Payday loans benefits

We have already mentioned how risky a payday loan can be. It is only fair to point out why so many borrowers still find this type of unsecured loan helpful.

The service is convenient

The fact that you can apply for a payday loan by just visiting a lender’s store online and complete the whole process conveniently is quite an attractive quality. You also have the option of visiting a lender’s physical store and submitting your application there. You will most likely find one near your home or office.

Payday loans are really quick

If speed is what you are looking for, payday loans no credit check are likely your best match. Unlike with traditional loan lending institutions where the application process can take several days, with almost instant decision payday loans personal, you go through the whole process of submitting your application and receiving your money within as fast as a few hours and on time.

With an online payday loan application, the money transfer may take a little more time. You will most likely have your money by the end of the following working day.

You choose how to spend it

Being able to spend the money for whatever you want should be an obvious feature.

But that is not the case for taking installment loans from a bank – they need to know exactly what you will be spending the loan on. It is worth mentioning that with payday loans from a direct lender, you can do whatever you want with the loan money.

Pay outstanding bills, repair your home or fix your car – it is up to you.

Bad credit personal loans no credit check guaranteed approval

If you are looking for 5000 dollars or above then look at installment loans. You can find them on this site. These are unsecured bad credit  personal loans with no hard credit checks.

It is ok to have a bad credit score

There are many people with bad credit scores and for them, unsecured payday loans can be a helpful solution to their financial problems.

Most payday loan lending companies only run a very small and casual credit score check on their clients.

With lending institutions such as banks, they conduct very stringent credit checks and your chance of getting a loan with a bad credit score is nearly zero. With payday loans from direct lenders, however, your credit score is usually irrelevant and not many credit checks take place. 

Payday loans from direct lenders eligibility requirements

While it is pretty easy to qualify for a payday loan from a direct lender, there are some basic requirements you have to meet.

In order to be eligible for your loan, you have to be at least 18 years old, have an American citizenship or be a permanent resident of your state. In order to successfully complete the application process, you will also need to provide some basic information about your birth name, your phone number, and home address. You will also need to provide a valid form of identification and proof of a steady source of income.

Send an application for a loan today


About Jason Rathman

Jason writes about all financial topics such as loans, debt solutions, and bankruptcy. He is an expert when it comes to subjects like APR, loan fine print, debt collection laws within the United States. With his in-depth knowledge of all things financial, he is a great asset to Greendayonline.

Copyright © 2019 Greenday Online | All Rights Reserved