I Need Money Right Away – Where should I go
Life can throw some awkward challenges at us. Financial shortfalls and emergencies are part of such challenges. What if you are faced with a significant repair bill due to an emergency car breakdown? Or perhaps you or your loved one had to go to the ER room or the hospital for an unexpected illness? How would you pay the medical bills? Or maybe you are late on a payment and you urgently need some short-term cash.
The answer to such issues is not always a bank loan or a credit card. Sometimes, those options are simply not available at the most crucial time.
Where can I get cash quickly?
There are many short-term lenders that you can find online and in brick-and-mortar locations. However, the industry of such lenders is also filled with many aggressive and predatory lenders.
If you cannot avail of a bank loan for your short-term needs, if you are unable to get a credit card, or if you have a credit card but not enough credit on it, then you have to look at alternative solutions.
What if I have bad credit but need money?
Greendayonline works with borrowers of all credit types. If your bad credit has prevented you from getting a loan at traditional financial institutions like banks and if you are facing an emergency situation in your financial life, then Greendayonline can be helpful. Your concern about getting funding fast can be addressed and you can tide over the problem that you are facing.
Greendayonline is an online loan provider. With the use of technology, we make sure that our process is fast. If everything is in order, then in some cases, you might even receive the loan amount within one business day. You have to finish the processes from your end before a deadline in order to receive the fund within that timeframe.
Greendayonline also rewards its responsible borrowers. If you make timely repayments, then there is every chance of being offered higher loan amounts at lower interest rates in the future. Once you establish your track record, the benefits can be enjoyed as well. Greendayonline loans also have no hidden fees or debt traps. We are quite transparent in our terms and conditions.
Also, when we underwrite the loan, we do not pull up credit data from a major credit bureau (also known as a hard check). Hence, your credit score does not get negatively affected if you request a loan from Greendayonline.
Greendayonline can help in the need of the hour
When you are faced with an emergency, every hour counts. Therefore, Greendayonline has put its loan request form online. You can fill out and submit this form during the day or the night. You can pretty much sit in your living room at 3 am and send us your request.
Once we receive our information, we evaluate it for eligibility criteria and give you an instant decision as to whether you are approved or not. We want to give you this decision fast because we do not want to keep you waiting in your time of need.
After getting the approval, we send you the terms and conditions of the loan along with the offer. You can choose to accept the offer online as well. Technology saves time and removes barriers in our loan process. Depending on what time of the day you accept the loan offer (and whether the day is a weekend or a holiday), there is a good chance that you may see the disbursed loan amount in your account within one business day.
Greendayonline isn’t just an average online direct lender. It also cares about your financial future. Therefore, we also offer free financial education and help our borrowers create a financial plan ad savings plan for building a healthy financial future. We provide information and resources which gives you insight into how you can optimize your everyday expenses, household expenses, child care costs, and other costs. We ultimately want you to be prepared for the next instance when you need urgent cash.
Greendayonline is also a responsible lender. Our loans do not have any hidden fees or nasty surprises. We like to keep things transparent with our borrowers. We also like to reward responsible borrowers who make their repayments on time. Those who demonstrate this ability are offered larger amounts of loans at lower interest rates the next time that they request loans from us.
Greendayonline Loans FAQs
In what states is Greendayonline authorized to give loans?
We can issue loans in almost all states where payday lending is legal:
Is it possible to get a loan with bad credit?
The good news with Greendayonline is that we work with all credit profiles. Whether you have good credit or bad credit, we are happy to receive your loan request. We cannot, however, guarantee a loan. A lot of our customers have bad credit. In fact, through responsible borrowing, a loan from Greendayonline can actually help to improve your credit in the long run. So, send us a request and we can take things forward accordingly.
What are the maximum loan amounts that borrowers can get?
First-time borrowers are offered $250 as the maximum loan amount. Borrowers of installment loans can get up to $1000. More details can be obtained by contacting us (insert link).
In this world where bills come up constantly and expenses seem to be endless, it is normal whenever you hear people saying- I need money now! It gets more difficult especially when you need instant cash but doesn’t have any emergency fund. When your finances seem to go to a downturn, there are always ways for you to get quick cash in a legitimate way.
Here are some of the easy ways for you to have cash fast. Most of these are doable. You just really have to be resourceful and of course, hardworking. There is no such thing as a free lunch.
When to Get a Payday Loan
These are just some of the ways where you can earn instant money. But if you are really in need of cash, you can always apply for this online loan.
Should you get one?
If you really need immediate cash, then you should get a loan. The process is quite fast and easy. Compared to traditional banks where it takes a lot of time, not to mention that you have to submit documents, a short-term loans is a much more viable option, especially for those who want to get immediate cash.
What Are the Requirements?
The requirements for having this type of loan approved are not as strict as for conventional loans. Lending companies may vary when it comes to the requirements needed, but the general requirements are almost the same. First, you have to fill out an application form. You can either do it online or an agent will come to visit your house once you have completed your application.
The lending provider may also ask for your social security number, proof of income, and existing bank account. After this, you will already know whether your loan application is approved. In a matter of minutes, you will know the result and have the money deposited into your account.
At the end of the day, the goal is to have a stable lifestyle. But we must also face the realities of life that there are situations where we are in need of immediate cash. There are several ways to earn additional income or borrow money fast.
If you do not want a loan here are some other idea to try
1. Get a payday loan
The following options are some of the legit ways for you to earn more money. However, there are times when you just need instant cash. One of the fastest way is for you to apply for a payday loan. This is the best option, especially if you want to avoid the hassle of securing a loan from a bank where you will be required documents, not to mention that you cannot have a bad credit score. You could qualify for same day deposits.
Know More About Payday Loan
This type of installment loan is short-term borrowing. If you want to get instant cash without the need to submit a lot of documents and undergo a tough credit application process, this may be the best option for you. The loanable amount varies depending on the approved amount by the lender.
However, contrary to what most people would think, the loan provider also checks your credit score history. They may not be as strict as traditional banks, but they do acquire information about the lender.
2. Drive for Uber or Lyft
Signing up for car service companies like Uber or Lyft allows you to earn additional income. In fact, there are some people who have this as a full-time job. Not only do you get quick money, but you also help people go to the place where they want to go.
Nowadays, more and more people prefer to use these apps compared to traditional taxis as they are considered to be a better and cheaper alternative. The more hours you allot for this work, the higher your income.
If you plan to sign up as an Uber driver, here are some tips to get more customers:
- Choose your time wisely. It is best to drive during peak hours. The rates are higher and you will definitely have people who need a private car service.
- Make sure that your car is clean all the time.
- Be a polite and courteous driver. Remember that the app is rating based. If people give you good ratings, then you will have more customers.
- Follow the traffic and road rules. Drive safely. No one wants a reckless driver.
3. Sell your unwanted or old items
- Another way to have quick cash is to sell items at home that you no longer need.
- Do you have clothes that you haven’t worn?
- Do you have appliances and other devices that you no longer intend to use?
These are just some of the items that you can see. They may no longer be useful to you, but some people may need them. From old clothes to other items at home, there are quick ways for you to sell them.
Do a garage sale: Ask your friends if they want to join. If you can set even just a mini garage sale, it is easier for you to sell and dispose of the items. After the garage sale, you have quick cash.
eBay: If you do not want the hassle of having to sell your items personally, you can sign up for eBay. When signing up for one, including the shipping charges and the seller fees.
4. Do freelance stints
Using your skills to earn extra cash is sure a good way to get the funds that you need. There are so many people who have freelancing gigs and they earn a lot, especially if you have a set of skills that are in demand. You can work as a freelance writer or if you have other skills, you can use platforms like Upwork or other freelancing sites where you can sign up and offer your skills to potential employers.
Once the project is done, you will get paid and you can withdraw the money straight to your bank account. This option may require some brain cells, but it is worth it. Who knows you may find a client who can give you a stable income?
5. Take online surveys
You have heard a lot of people taking online surveys. But what you don’t know is that you can actually earn instant cash when you take online surveys. You can spend your free time answering surveys, you will get paid. This option may not be the quickest way for you to get cash. Then again, this is the easiest option.
6. Sell your jewelry
Jewelry items are great investments.
Although it may take time for you to liquidate the items, they never lose value. It is also easier to sell especially if you know friends or acquaintances who love jewelry. Another option is for you to pawn them in trusted pawnshops. Jewelry pieces are luxury items that you can dispose of in case you really demand money. This also explains why many women would invest in different jewelry items.
7. Rent out a room on Airbnb
Airbnb is a great choice for people looking for a private room or a whole apartment at a lower price. This is also a good opportunity for you to earn extra cash and at the same time, be a good host to your guests. With this option, you may have to incur some costs.
For instance, you will have to do some renovations if you want people to rent out your rooms. The property has to be clean and equipped with the necessary items that guests need for them to have a comfortable stay. In terms of income, you also have to do some work. You need to advertise your property and maintain it in such a way that you are able to provide clean and safe accommodation for your clients.
8. Do babysitting or dog walking
Doing work like babysitting or dog walking is also one way for you to get quick cash. Many people are in need of assistance with their daily tasks and if you can provide such service then they will definitely be glad to pay for your time. You can do your advertisements online or you can ask for referrals. You can ask your neighbors or your friends who may need your service.
By doing a part-time job, you can get quick cash and this may also be another source of income. It may not be a long-term solution, but it can be a wise choice.
9. Deliver groceries
Most people have hectic schedules and so, there is a big demand for those who can help deliver groceries and other items. You can make money by delivering groceries and other items. The rate is around $15 to $20 per hour.
How does this work?
The customers provide the list so you know what to buy and what to deliver. You can also set your own schedule. If you have free time, you can do it and it is a quick job.