What you need to know about payday loan consolidation programs

Debt consolidation companies There are various companies doing debt consolidation with each using a variety of methods. That is why it is important that consumers understand the differences in every plan. Debt management, debt settlement, debt relief and debt negotiation are all different types of plans for consolidating debt. Each one has certain features that … Continue reading “What you need to know about payday loan consolidation programs”

Things you should look out for in debt consolidation loans

 General warnings about debt consolidation loans Debt consolidation loan can be an efficient solution to sort out problems with existing debt. This solution allows you to repay all your current debts and replace them with one simple consolidation loan. Thus, you’ll have a lower monthly repayment and will repay less on your debt over time. Like any lending … Continue reading “Things you should look out for in debt consolidation loans”

What banks should know about payday loan lenders

Lately, the number of payday loan lenders in the United States and their critics are growing in number. Many associate the payday lending industry with over-priced and un-regulated loans. However, that is not exactly the case. Very often, it is banking financial institutions (BFI) that have the greatest misconception of payday lenders, believing that they … Continue reading “What banks should know about payday loan lenders”

Can I Improve Net Worth by Decreasing Liabilities? – Part 1

It may sound complicated but the resounding answer my friends is yes! But how do you go about the process? Well first let’s look at the detail. Public companies are required to produce reports based on their financial positions. The fact is, you’ve already heard of this! Income statements, balance sheets, cash flow statements are … Continue reading “Can I Improve Net Worth by Decreasing Liabilities? – Part 1”

How To Trade Stocks – Part One

It can be both exhilarating and highly exciting watching your stocks making money on a daily basis! No longer is this the domain solely of the Gordon Gecko’s or those young city slickers. All you need is a PC, a decent credit score and enough cash to open an account.

Investments

If we want to build a decent future in later life its clear simple savings and bank accounts are not the answer. Fluctuating rates of not so great interest won’t help us fulfil our dreams or ensure we have something to fall back on. So for those of us fortunate enough to be able to … Continue reading “Investments”

Hazard Insurance

Unless you have infinite funds at your disposal the chances are you’d be hit hard if you needed to finance the rebuilding of your home! And as we all know depending on what state you reside in, natural disasters do strike from time to time in the States. A Hazard insurance policy can safeguard you … Continue reading “Hazard Insurance”

FHA Loans

Dreams are the fuel of life and every American is proud to hold this sentiment dear. So being in the lower income bracket won’t necessarily end the dream of purchasing your own home. An FHA loan is the answer! What is an FHA Loan? An FHA loan or Federal Housing Administration Mortgage Insurance Loan is … Continue reading “FHA Loans”

Car Insurance

There are joyous things in life like a lovely summer’s day or eyeing the most beautiful scenery. Looking for car insurance isn’t one of them! And yet whether we view it as a chore or not affordable car insurance is a necessity. So we need to give it the time it deserves and this means … Continue reading “Car Insurance”