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Instant Bad Credit (Payday Loans) Guaranteed Approval

Beware of  companies that advertise a variety of online payday loans and other small personal loans for bad credit with “guaranteed approval ”

Companies promoting such loans are misstating reality.

They often claim 100% loan approval with no credit check. This suggests there are no credit checks with these loans.

The reality however is that no legitimate lender is able to promise you a loan.


Is Guaranteed Loan Approval Real?

The phrase “bad credit loans guaranteed approval” implies that anyone who requests such a loan will be granted one. This is not realistic.

A lender will still do a basic check on you, and any lender claiming otherwise is lying. Most lenders report client information to the major credit bureaus.

Can I get A Loan From Direct Lenders?

With so many different personal loan options out there, it can be rather confusing to choose the one that will best serve your needs. When you are in need of financial assistance and need the funds fast, you should consider the time factor.

The longer you wait, the harder it might be for you to regain your financial stability and credit score. This means that you should be looking for a fast loan with a direct lender.

This automatically excludes most traditional financial institutions like banks. The wait time for banks is weeks or even months before you see any money in your bank account. We will approve your loan in just a few hours.

Do Direct lenders have high approval rates?

No lender gives absolute approval for bad credit personal loans. On average 70% of all bad credit loans receive funding and there is no lender that will ever approve 100% of the loan applicants.

Borrowers should avoid bad credit loan companies that make such claims as such statements are borderline fraudulent.

How Can I Get Rid Of Bad Credit?

Many mainstream lenders like banks and credit unions offer all types of personal loans. The best chance of increasing your likelihood of getting a loan is to work on the following elements:

  • Increase income
  • Improve credit score
  • Make monthly installments
  • Improve your credit history
  • Decrease your debt
  • Limit hard pulls on your already poor credit score

How can I find an online lender?

The number of bad credit direct lenders has increased dramatically in the last 10 years. You can easily find a lender’s office near your home, business, or workplace.

However, finding a direct installment loan lender who is going to offer no denial is another matter.

If only it were that easy to get a loan without any verification then there would be a large number of defaults. The bottom line is there will be some form of a credit check when you borrow money.

Can I Get A Bad Credit Loan With No Credit Check?

Our website, Greendayonline, provides bad credit loans. This means that the lenders on our website will perform a soft credit check on you.

No hard credit check means that there is a possibility to get a loan because credit bureaus are not involved in our loan offers and good credit is not needed.

We are not unique as all other online lending sites are the same.

No loan is ever assured but with Greendayonline, you stand a higher chance than with a bank. Avoid sites promising a loan approval or no credit check as they are undoubtedly unscrupulous.

Always read the terms and conditions for any loan amount when taking out any short-term loan. The loan terms are crucial in understanding your repayments

Can I Get A Loan With Very Bad Credit?

Having a bad credit score can really mess up your chances of getting a conventional loan from a traditional lending or financial institution. Conversely, bad credit payday loan lenders are only interested if you can repay the loan.

Payday lenders only want to know if you have a steady source of income to repay your loan.

I have extremely bad credit can I still get a loan?

Extremely bad credit loans may still be possible even with very bad or miserably poor credit.

As long as you have a job, get paid regularly, and have been at your address for more than 3 months, it is worth applying for an emergency loan.

Emergency Loans Fast Approval

We have a variety of lenders who specialize in loans for people with very bad credit. If you have defaulted previously or have extremely poor credit, some of our lenders may be able to lend you money.

The interest rate will also reflect your financial situation.

No Credit Check Loans No Matter What?

Whatever your credit score, you have a chance of getting a loan. A good credit score guarantees you a loan from almost any lender. Bad credit payday loans are possible with a credit score as low as 600. But the only way to be certain is to apply on a site like Greendayonline.

Those seeking no verification of their credit report are in a good place as we have no hard credit checks.

This does not mean there are no rejections but with a soft credit check, you stand a better chance of getting a bad credit loan.

How Do You Define Bad Credit?

Lenders will consider you to have bad credit if your FICO score is between 320 and 580. This is what your FICO credit score rating will look like:

  1. Excellent (800 to 850)
  2. Very Good (740 to 799)
  3. Good (670 to 740).
  4. Fair (580-669)
  5. Bad (300-580).

Bad credit does not mean you aren’t eligible for a personal loan. Even if your credit score is not perfect, you can still get a personal loan.

However, it is important to be cautious as many unscrupulous lenders will try to con people into taking out personal loans. You can still apply with Greendayonline and stand a chance of getting a loan even with extremely bad credit

Are Bad Credit Online Loans High Risk?

Bad credit payday loans have a reputation of being quite dangerous. The reason is that these loans have higher interest rates ( APR ) and fees when compared to most other types of loans.

They are not only risky for the borrowers but for the lending companies too. By giving out online loans to borrowers with a bad credit history, the lending companies are left vulnerable. They compensate and mitigate the risk of higher loan fees.

The annual percentage rate on a two-week payday loan can go as high as 450%. Anyone considering such a cash advance should be well prepared to meet the repayment deadlines. We have payday loan help for such situations.

No rejections or denials of payday loans?

We often see this search crop up in our analytics. Whilst you stand a better chance of no denial with a bad credit loan, there is also no certainty as lenders need to assess your ability to repay.

If I have bad credit can I get amounts over $5000?

Yes, you stand a chance of getting easy approval loans of up to $5000 with a Greendayonline installment loan. Bad credit installment loans have monthly payments.

For smaller amounts, you can choose our payday loans. If you have equity in your vehicle, you can also take out a car title loan. You can also use your credit card if your provider will provide you with a large balance.

All the loans above are unsecured bad credit personal loans and are hard credit checks loans when requested from our website.

What Are The Loan Amounts?

Again, there is no assurance from these lenders or direct lenders. If you see such loans advertised, then it is probably better to avoid them. With us, you can Apply for 100, $300, $500, $1000, $2500, and up to $5000 plus with installment loans.

Can I Get A Loan On The Same Day?

If you apply in the morning for a bad credit loan then your loan may be able to be sent out the same day with no credit check.

This is no certainty and depends on the workload of each individual lender. Same-day or next business day depends on if you apply early enough for the lender to deposit your loan.

What Are The Eligibility Requirements?

While it is pretty easy to qualify for a payday loan from a direct lender, there are some basic requirements you have to meet.

In order to be eligible for your loan,

  • You have to be at least 18 years old.
  • Have American citizenship or be a permanent resident of your state.
  • Supply your birth name, your phone number, and home address.
  • You will also need to provide a valid form of identification
  • Proof of employment or a steady source of income.
Jason Rathman