Jason Rathman
Written by Jason Rathman

Jason writes about all financial topics such as loans, debt solutions, and bankruptcy. He is an expert when it comes to subjects like APR, loan fine print, debt collection laws within the United States. With his in-depth knowledge of all things financial, he is a great asset to Greendayonline.

AmOne Personal Loan Offers is an excellent choice if you’re looking for a personal loan.

AmOne was founded in 2001. They specialize in helping you find the best personal loan rates. As a loan marketplace, their network of lending partners will match you for free. They pay the lenders, not you.

AmOne Personal Loans Review & Ratings

AmOne Personal Loans is an excellent choice if you’re looking for a personal loan provider and want to compare several offers to find the best rates.


  • Multiple Loan Offers
  • Competing Lenders
  • Personal Loan Specialists
  • Bad Credit OK


  • Rates By Lender
  • You must provide personal information
  • Lenders may call you by phone

AmOne offers customers multiple offers from their network banks and lenders.

AmOne does not provide loans. The Company acts as a loan marketplace, connecting borrowers with a network lender. There is no minimum credit score.

They match customers with multiple lending partners that offer the best interest rates.

AmOne Loans offer many benefits and some disadvantages.

Who is AmOne?

AmOne Corp. was founded in 1999 and offers small loans online from Fort Lauderdale, Florida.

These are not lenders, but they provide a platform for borrowers with bad credit scores or good credit to get the best rates through multiple offers from various banks and potential lenders.

What makes them different?

AmOne’s accessibility and customer service have been praised in countless reviews.

Their customer service representatives are caring. You have many options to reach them, including via a toll-free phone number or through their live chat feature.

They can offer personal loans to those with poor or no credit scores.

AmOne could lend money to you even if your bankruptcies, repossessions, and judgments are not in order.

Remember that you are more likely to default if your credit score is lower or you have a poor credit history. In such cases, AmOne’s online applications make the process much easier and accessible for borrowers with limited options.

AmOne reviews show they are one of few marketplaces offering a loan option without requiring income or credit. You must only meet the eligibility criteria of 18 years old and a U.S. citizen to apply.

AmOne Corp. offers the option to apply for and complete the loan process using your smartphone via their app.

How do AmOne Personal Loans work?

AmOne is one of the most user-friendly platforms. It takes only 30 seconds to find the best rate.

AmOne sends your information to lenders within their network who can match you up with a loan considering your repayment history and credit.

Lenders will then make you an offer for personal loans based on your credit score, credit history, and ability to repay, considering the credit score requirements.

1. Find your rate

First, select Personal Loans and complete the short form. Entering your information takes approximately 1 to 2 minutes.

Please provide basic information, income, and the amount you want to borrow.

AmOne Corp. needs to check your credit score to offer you a lender. They do only a soft credit assessment, respecting the credit score requirements of their loan partners.

You can see the rates available without worrying about them impacting your credit.

2. Compare Your Options

After you submit the form, you will be taken directly to a dashboard. Here, loans to borrowers will be evaluated based on the information provided.

The dashboard will include multiple lenders’ pre-approvals showcasing their credit decisions.

These are pre-approvals, and approval is not guaranteed. You will see the actual rates you have been pre-qualified for.

The rates you see are generally very accurate as long as your credit information is correct and you can verify it.

Rates are solid once you have confirmed and verified everything. You can see your options and choose the best option, including the personal loan funds that suit your needs.

3. Get a Personal Loan

After you have chosen a lender, you can apply. The lender will conduct a credit check and make a loan approval decision. You will be asked additional questions about your loan use and financial history during the application process. All of this can be done on the AmOne website.

After this step, the lender will contact you to finalize all loan details, including eligibility requirements and repayment terms.

AmOne Personal Loans Rates & Terms

AmOne allows you to see offers from multiple lenders, so we wanted you to know the maximum and minimum amounts you could be offered. Different lenders may offer different amounts and loan term lengths.

  • Loan amount range: $1,000 – 50,000
  • APR Range: 2.99% to 35.25%
  • Fees: Late Payment, Origination, and NSF fees are all determined by the lender.
  • Prepayment Penalties: None
  • Lender Terms: 1- 7 Years
  • Payments directly to Creditors: Variable depending on the lender.

Once you have chosen a lender, they will pull credit reports and perform a hard pull. Keep your applications in the 15-day time frame. Only one hard inquiry will appear on your credit report if you have applied with multiple lenders.

AmOne Personal Loan Eligibility

To be eligible for AmOne Personal Loans, you must meet these AmOne personal loan eligibility requirements.

  • You can be a U.S. citizen or a permanent resident
  • At least 18 years of age

These are the only requirements. There is no minimum credit score.

What information will you need to apply?

These details are required to complete the online form.

  • Your date of birth.
  • How much would you like to borrow?
  • Your loan request and intended loan usage.

Before you begin, make sure to have this information.

AmOne Personal Loan Calculator

To calculate the monthly loan payments based on the interest rate, length of personal loan, and amount borrowed, use the Personal Loan Calculator.

Your range of credit scores and ability to repay the loan will determine the interest rate. Each lender will assess their rate based on their criteria.

This calculator allows you to adjust the loan variables to understand better how they affect your monthly payments.

The monthly payments will decrease as you extend the loan term, but your total interest payment will increase. Unexpected expenses can be managed with the help of AmOne loans, as they offer various loan options for potential borrowers.

Customer Reviews

Customers of AmOne overwhelmingly praise AmOne’s customer service team for being friendly and able to solve problems.

Customers appreciate that loans are available for people with poor or no credit. This shows that AmOne is also catering to those who need excellent credit.

After reading through hours of AmOne reviews, we confidently recommend them to anyone needing future financing.

Alternative for AmOne

It is a great resource for anyone seeking a loan or credit card. This website offers detailed reviews and analyses of various lenders, financial products, and services, so you can find an option that works best for you.

Before entering into any agreement, you can also read up on customers’ online reviews and experiences with the lender. The reviews are unbiased and comprehensive, providing background on the lender and information about fees and terms. The website also highlights the advantages and disadvantages of using each option to ensure you make an informed financial decision.

By reading some reviews from Personal Loan Pro, you can gain insight into available options without feeling pressured or rushed into a potential loan agreement. From traditional banks to online lenders, Personal Loan Pro is your go-to source for researching and evaluating different loan opportunities before getting started with loan proceeds.

Making a financial decision regarding loan options can be overwhelming, but with the help of Personal Loan Pro and its online reviews, you’ll be better equipped to navigate your choices and find the best loan for your needs.

Lone Star Title Loan is a great alternative to AmOne for getting quick cash. This Company offers loans secured with the value of your vehicle. They operate in four different states, including Texas and Florida, making them a great option for customers living outside AmOne’s area of operation.

The benefits of Lone Star Title Loan are numerous; their application process is streamlined, processes can be completed online or over the phone, they offer competitive interest rates and maximum loan amounts up to $50,000 depending on the value of your vehicle, they don’t require credit checks or employment history, and they don’t charge application fees.

To qualify for a loan from Lone Star Title Loan, you must own a motor vehicle that is currently registered in your name and be able to provide proof of income along with full coverage insurance on your vehicle. The amount you can borrow will depend on your car’s condition, make/model, and current market value. Loan decision is usually made quickly, allowing you to access the funds you need in a short amount of time.

If you own a car and need quick cash, Lone Star Title Loan might be an ideal solution compared to traditional lenders like AmOne. They offer a minimum loan amount suitable for your needs and ensure a fast funding time to help you meet your financial obligations.

  • Advance America

AdvanceAmerica is a great alternative to AmOne for those looking for loans and other financial services. They specialize in providing short-term loans, usually for up to $1,500. Qualified applicants can get their funds in as little as one business day, ensuring timely funding.

Advance America also offers a wide range of products, including more than just payday loans; they offer installment loans, cash advances, check cashing, auto title loans, prepaid cards, and money transfers at over 2,400 storefronts throughout the United States. Their diversity in loan products can help you manage your bills on time and maintain financial stability.

In addition to traditional loan services, Advance America also provides financial education resources through its quick and easy online learning center. Here you can find helpful articles and videos on budgeting basics, establishing credit scores, understanding credit reports, and rebuilding credit scores. They’ll even give you pointers on taking out responsible debt levels and avoiding predatory lending practices. That way, you can make informed decisions that will benefit your life financially.

Take Action and Get a Loan

Personal loans are a great way to consolidate credit card debt and meet necessary expenses.

AmOne Corp.’s network of lenders will provide a personal loan for you if you have poor credit.

To complete your loan application, click the link below or above. It takes less than 2 minutes.

Frequently Asked Questions

What are some AmOne loan reviews from customers who have used their services?

AmOne reviews are mixed. Some appreciate the fast service but others report mismatching with lenders offering worse terms than advertised. Comparison shop approved offers.

Is AmOne a reputable loan matching service based on customer reviews?

AmOne is an established loan marketplace but reviews suggest only moderate satisfaction with lenders and rates offered. They seem legitimate but shop thoroughly.

How does AmOne compare to other loan referral platforms in terms of customer satisfaction?

Reviews suggest lower satisfaction with AmOne versus top platforms like LendingTree and CreditLoan based on rates and transparency. But experiences vary.

Are there any common positive or negative themes in AmOne loan reviews?

Common positives cite fast approvals. Common complaints involve higher than advertised rates and aggressive collections from matched lenders.

Can I trust the loan options recommended by AmOne based on user feedback?

Reviews suggest verifying terms directly with lenders rather than trusting AmOne’s recommendations. Do your own research before accepting an offer.

Jason Rathman

Jason Rathman


Jason writes about all financial topics such as loans, debt solutions, and bankruptcy. He is an expert when it comes to subjects like APR, loan fine print, debt collection laws within the United States. With his in-depth knowledge of all things financial, he is a great asset to Greendayonline.