Jason Rathman
Written by Jason Rathman

Jason writes about all financial topics such as loans, debt solutions, and bankruptcy. He is an expert when it comes to subjects like APR, loan fine print, debt collection laws within the United States. With his in-depth knowledge of all things financial, he is a great asset to Greendayonline.

A signature loan is a good option if you need extra cash quickly. These loans are based on your credit score, annual income, and other factors. There is no requirement to have collateral assets. Dollar Loan Center is one such provider in the US financing market.

Dollar Loan Center may be the right lender for your needs if you need fast funding. This lender is a specialist in signature loans in Nevada and Utah. The loan amount can reach 000 and can be submitted online.

We strongly recommend you read our Dollar Loan Center Review before making decisions. This review will cover all the details, including how much you can borrow and who is eligible. We also discuss fees and other considerations.

What is Dollar Loan Center?

Dollar Loan Center, an online lender specializing in signature loans, is called Dollar Loan Center. These loans are based on your income and creditworthiness, with information gathered from credit bureaus. There is no requirement to pledge any asset as security. Residents in Nevada or Utah can apply for loans from the lender with a valid State-issued ID as part of the application process.

Dollar Loan Center has physical branches in all states it offers loans. You can collect the loan funds in person or transfer them to your bank account. This is unusual for an online lender as platforms usually service borrowers nationwide.

The platform calls its financing solution a signature loan, but agreements must be short-term. Loans can be extended for as little as one day up to three months. Dollar Loan Center charges high fees. The APR ranges from 196.96% up to 388.93%.

The platform should not be used if there is no alternative funding solution. The loan provider doesn’t charge application fees and will not charge you for early repayment or prepayment fees. The platform can often approve installment payday loans within 30 minutes.

What are the pros and cons of Dollar Loan Centers?

Pros at Dollar Loan Center:

  • Funding is available in as little as 30 seconds.
  • Recurrent customers can get financing in as little as 10 minutes.
  • Online or in-store applications
  • You can collect the cash in person or deposit the funds into a bank account.
  • You can get installment payday loans for any purpose.
  • There are no prepayment fees or early repayment fees.

Cons of Dollar Loan Center:

  • High APR rates
  • Only available in Nevada, Utah

Dollar Loan Center is a signature loan provider. It’s compared to other online loan service providers.

Dollar Loan Center is a specialist in signature loans. We use your annual income and credit score to determine your eligibility for a loan. As long as your income is stable, a bad credit score won’t stop you from getting a loan. How does the signature loan compare to other online loans offered by bad or poor credit service providers such as Check’ n’Go, TitleMax, and CashNet USA?

Dollar Loan Centre

  • Signature loans up to $5,000 can be borrowed.
  • Soft check: No minimum credit score (soft credit pull).
  • The APR for signature loans ranges between 196.96% and 388.93%
  • The loan repayment term can be from the next payday up to three months.
  • Suitable for borrowers with fair credit

Click N Go

  • Limits on borrowing 0 to $1,500
  • Minimum Credit Score 500 FICO
  • Starts at $25 for $100 (state-dependent).
  • The term of the loan is between 10 and 31 days.
  • Requires a higher credit score than fair credit


  • Secured title loans up to $10,000
  • Credit score not required.
  • The annual loan APR ranges between 400% and 1,000% (payday loans).
  • The loan repayment term can be from 30 days up to 72 months.

CashNet USA

  • The borrowing limit can be anywhere from $100 to $3,000, depending on the type and state of the borrower.
  • A credit score of a minimum of 300 is required.
  • Payday loans have annual interest rates starting at 89% to 1,140%
  • Payback Period: 2 to 6 Months

What is the Official Short-Term Lender Dollar Loan Center?

The Dollar Loan Center is an Official Short-Term Lender providing loans to individuals with a Regular income. With their assistance, people with Regular steady incomes can access the funds they need without undergoing a rigorous credit check process. This makes it an ideal option for those who require quick financial assistance.

Dollar Loan Center operates similarly to other short-term loan providers like CashUSA or Check into Cash. The best part is that you can complete your loan application online. To begin, go to the Dollar Loan Center homepage. Click on the “LET’S GET START” button. Next, you will need to choose which one of the two states you reside in, whether you wish to receive the cash online or in-store, how much you would like to borrow, and how long.

The questions will concern your financial situation and identity. For the first, you will be asked your first and last names, address, birth date, social security number, residency status, and date of birth. Your contact information will also be required. You must provide information about your financial situation, including your employment status, company, earnings, and time you are paid. In addition, you should be prepared to provide Proof of income for your 2022 – Loan application.

After you have submitted the online application, the system will cross-reference the information with third-party sources. This is done to determine eligibility and, if so, how much you can borrow. The application will be considered a hard inquiry and appear on your credit report regardless of your approval.

What happens after I get approved by Dollar Loan Center?

Your pre-approval offer will be displayed on-screen if your loan application has been approved. It will show you the amount the lender is willing to lend and the rate they are willing to finance it. You will also see how much you have to pay and when. This will match the term you applied for in your initial application.

Once you accept the loan offer, you must enter your checking bank details. This account will receive the funds, and it’s also the account you’ll pay the money back. The customer service team is available to assist you throughout the process. The digital loan agreement must be read and signed. Dollar Loan Center should transfer funds in under 30 minutes, adhering to their flexible schedule.

What types of loans does Dollar Loan Center offer?

Dollar Loan Center only offers a short-term, signature loan with a 15-month term.

Signature loans

Dollar Loan Center calls its signature loans, but they work more like a traditional payday loan. Are two reasons why this is so:

  1. The loan terms are flexible. They can be as short as one day up to three months.
  2. And this is something we’ll be discussing in detail, the APR rates charged at Dollar Loan Center are extremely high, much like payday loans.
  3. Their customer service experience is an important aspect of their offerings.

What is the cost of a Dollar Loan Center?

As with many online loan providers, the APR rates can vary depending on various factors. We’ve listed factors affecting your loan’s interest rate, such as the 15-month term and customer service experience.

  • The amount that you will need to borrow
  •  How long do you have to borrow the funds?
  •  You reside in the US state of Nevada or Utah.
  •  Current FICO credit score
  •  Your debt-to-income ratio
  •  Current household income

Below are essential points to help you understand APR rates and outstanding customer service experience.

  • Signature loans at Dollar Loan Center typically start at 196.96%, with a maximum of 388.93%.
  •  The lender charges no application fees.
  •  The option to pay your loan early without additional cost is always available. This will reduce the interest you pay over the term of your loan.
  •  Dollar Loan Center must clarify if late payment fees will be charged.
  •  The company has a privacy policy in place to protect your sensitive information.

Am I eligible for the Dollar Loan Center?

Dollar Loan Centre accepts all types of credit. Even if your credit score is poor, you can still be approved. Because the lender will consider other metrics than your credit score, this is possible. This could include your annual income and ownership of your home.

This is what Dollar Loan Center will consider when assessing your eligibility.

Credit Score

Your credit score is the most important factor that a lender will consider. Your credit score is the most important metric that lenders will consider. The higher your score, the more likely you are to be approved. Higher credit scores are likely to result in a lower APR.


The lender will also consider your current income when approving your loan application. Your chances of getting approved will be higher if you work full-time and receive a salary in your bank account. In addition, customer service departments may assist you throughout the process and address any concerns.

Pay Slips

Finally, it’s important to note that customer service departments also play a crucial role in evaluating your loan application. They may request pay slips or other documentation to verify your income and employment status. Providing accurate and up-to-date information can help expedite the approval process.

Dollar Loan Center may ask you to send us your most recent payslips to verify your income. It might be easier to send these to the nearest center to speed things up.


Loans are unavailable to those in Nevada or Utah, as we have already mentioned.


To be eligible for a loan from Dollar Loan Center, you must be 18.

What is the maximum amount I can borrow from the Dollar Loan Center?

Dollar Center Center can facilitate loans starting at $100 and up to a maximum of $5,000. You might need to receive the amount you request.

What is the Dollar Loan Center’s Repayment Process?

Dollar Loan Center will request that you install an electronic debit agreement to your bank account to repay your loan. This electronic debit agreement will use the same account where the loan funds were paid. You can pay via your local Dollar Loan Center branch since the lender can also facilitate loans for people without access to a checking bank account.

The loan amount will be set for the entire term. Most loans are granted on a “payday loan basis,” meaning you must repay the entire amount when you get your next paycheck.

What happens if I miss a payment?

Dollar Loan Center’s biggest problem is the need for more transparency from the lender regarding late or missed payments. This is a problem on the one hand. You need to know what the penalty for late payments will be. Don’t take out a loan if you are concerned about missing a payment.

Dollar Loan Center must adhere to state lending laws. This is the good news. It will have a limited amount of fees if you miss a payment. The lender will allow you to repay your loan early and without penalty. Dollar Loan Center charges only for the time you borrowed the money. This will help you reduce your interest payments.

Dollar Loan Center Review: What’s the Verdict?

Dollar Loan Center can be an excellent option for those who need a quick loan. The lender can often process applications in under 30 minutes, with loans ranging from $100 to $5,000. This means that you can reduce the interest you pay. You won’t have to pay any fees to repay the loan early.

Dollar Loan Center will charge you a high-interest rate. The lender has its faults, however. You must complete the application process before the lender will give rates. The application will be added to your credit file as it is based upon a hard credit inquiry.

One of the positive aspects of this lending service is its upper management, which ensures the policies cater to their customers’ needs. Moreover, their friendly staff ensures a pleasant experience while dealing with loan-related matters, making the interaction convenient and efficient.

Elastic Republic Bank is another reputable lender offering signature loans without collateral requirements. Consider this option if you need extra cash quickly and have a good credit score. With Elastic Republic Bank, you can apply online and receive funding within a few days. However, reviewing their terms and fees carefully before making any decisions is important. In addition to Dollar Loan Center, Elastic Republic Bank is a popular choice for borrowers seeking signature loans in the US financing market.

Frequently Asked Questions:

How can I repay my Dollar Loan Center Payday Loan?

The majority of borrowers choose an electronic debit agreement. This means that the funds for the loan will automatically be deducted from your checking account. You can also repay the loan at your local Dollar Loan Center branch.

What is a Signature Loan?

Signature loans differ from traditional personal loans because the application is based on your income and credit score. You will not need to deposit as security.

What is the time it takes for Dollar Loan Center funds to be transferred?

It depends on whether the lender can validate your information through third-party sources. If the lender needs more information, it may delay the process. If the lender can validate your information via third-party sources, you may receive funds in under 30 minutes.

Which states does Dollar Loan Center serve?

Dollar Loan Center is currently only available in Nevada or Utah. However, it was previously available in California.

Jason Rathman

Jason Rathman


Jason writes about all financial topics such as loans, debt solutions, and bankruptcy. He is an expert when it comes to subjects like APR, loan fine print, debt collection laws within the United States. With his in-depth knowledge of all things financial, he is a great asset to Greendayonline.