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Better Day Loans Review | Scam? Lawsuits Payment Options & More

The Kashia Band of Pomo Indians of the Stewarts Point Rancheria run Better Day Loans, a tribal lender. It specializes in providing bad credit borrowers with emergency installment loans. Applying can be done online, and Better Day asserts that if accepted, money could be deposited into your account as soon as 24 hours after approval. However, remember that the time it takes to access your cash may vary depending on your bank.

Here are some things to consider before applying for a Better Day Loans loan if you need money quickly for a car repair, medical bill, or other emergencies.

What are the Pros and Cons of Better Day Loans?


  • Loans are offered in small amounts
  • You may get the money instantly
  • There are no restrictions on how to use the funds


  • To complete a loan application, you must talk with a loan agent.
  • Not all states permit fixed-term installment payments.
  • The interest rate and fees are quite high.

Make sure you know the chances of being approved for the loan you request before applying.

Better Day Loans personal loan information you should know

Better Day Loans, created by pomo Indians, specializes in short-term installment loans for bad credit clients. You may apply online. Better Day loans promise to deposit your approved loan within 24 hours. Depending on your bank. Cash withdrawals may take longer.

Know whether you need a Better Day loan for a vehicle repair, medical expense, or another urgent financial emergency.

You don’t need the money quickly. In such a scenario, select a reasonable online payday lender who can deal with your credit.

How much can I borrow?

When applying for a personal loan, you could borrow as much as $1,000, depending on the lender. Better Day Loans, on the other hand, offers installment loans ranging from 0 $5,000, so you may only borrow as much as you need.

If you are a first-time borrower, you will only be eligible for a loan of up to $1,500. The money might be in your account as soon as the next business day.

When Better Day loans are worth considering

Suppose you need financial assistance to pay for necessary medical expenses or car repairs. In the event of an unexpected circumstance, you will only have a little time to wait for the outcome of your loan application.

Be aware that the time it takes to get the money may vary depending on your selected bank.

Expect a high rate of interest.

When it comes to short-term loans, payday loans are by far the most common and costly option. According to the Consumer Financial Protection Bureau, a typical two-week payday loan has costs equal to an APR of close to 400 percent and additional finance fees.

Installment loans from Better Day Loans have higher APRs than typical payday loans. This interest rate might cost you hundreds, if not thousands, of dollars more than what you borrowed initially.

An example of how better day loans work

Let us imagine you qualify for a 780 percent APR loan of 0. Using a monthly payment plan, you will have to pay back $3,904.56 if you make 24 payments of $162.69 per month. In other words, on top of the principle, you will pay almost $3,400 in financing charges.

Applying for Better Day Loans is easy since you can do it online. For this reason, you must first talk with a customer care representative by phone to get your application processed.

Most personal and payday loan companies enable applicants to apply online and make a decision without speaking with a representative; others do not.

Other additional charges

Better Day loans offer emergency funds; if you choose to accept them, you must make all your payments on schedule. Without it, you risk being hit with hefty fines. Better Day Loans will levy a $30 late fee if your loan is not paid in two weeks. Insufficient funds will cost $30 to reprocess.

Ensure you know the chances of being approved for the traditional payday loans you request.

Submit your application today!

Here’s some more information about installment loans from Better Day Loans.

When you apply for the loan, you may choose between biweekly, weekly, or semimonthly installments with Better Day Loans.

Those who are taking out a loan for the first time face restrictions. The maximum amount you may withdraw if you are a new customer is $1,500. Customers who return to the store may be eligible for a loan of up to 000.

What are the eligibility requirements?

You must qualify for Better Day loans at least 21 years old. Anyone over 21 with a job, a regular income source, and a valid bank account can borrow from Better Day Loans.

Not all states have this option available to them.

Better Day Loans does not offer loans to citizens of all states. Consider alternative payday lenders in some states.

How to avoid paying high interest on the loans

There are not any fees associated with paying in advance. One approach to saving money is to pay off your loan early. Better Day Loans lets you pay back your loan whenever you choose, with no early repayment fees.

Is it a good idea to get a Better Day Loan?

Borrowing with Better Day Loans is expensive because of the astronomically high-interest rates. The loan agreement may also need to be more conducive for you. An option if you have no other way to pay for unplanned expenditures.

Alternatives to better day loans

Suppose you need money for an emergency, such as a car repair or a medical bill. It would help if you looked into other options before applying for a loan from Better Day Loans.

Use your credit card to make a purchase.

Better Day Loans and payday lenders offer lower APRs than credit cards. Although you may have low credit, credit cards are available for folks with less-than-perfect credit.

Make a payment schedule.

You may set up a payment plan with your doctor’s office or hospital and split the cost into monthly installments if you have medical expenses.

Get a salary advance.

Consider asking for a payroll advance if you have a job to get your next payment sooner. However important to ensure that you stick to the loan agreement.

Seek assistance

If you are tight, the most cost-effective way to meet unexpected expenses is to approach family and friends for a modest loan.

Create a budget

Consider taking on additional payments to eliminate the debt before it is due and save money on interest.

What is the procedure for obtaining Better Day Loans?

  • The loan application is made online. You cannot determine your interest rate or whether you will be approved for a payday loan alternative before applying because it does not provide a prequalification tool.
  • Your name, address, Social Security number, wages, and employer contact details will be requested if you apply for Better Day Loans. Additionally, the routing number and bank account number must be supplied.
  • Unlike traditional payday loans, one of the customer service representatives will call you to check your information after you have finished the online application. The loan will be available in a few business days if accepted. It depends on the bank you use.

Consider these two options to avoid paying high-interest rates or locate a financial institution that lets you compare rates.

Earnin App

One alternative to better day loans is to take out a payday loan alternative against your salary using the Earnin app without paying fees or interest (just possible tips).


Rise is among the payday lenders that lets you check your potential interest rate before you apply, and it does not affect your credit ratings.


Stewarts point rancheria

Indians of the Stewarts

united states

Kashia band of pomo

Jason writes about all financial topics such as loans, debt solutions, and bankruptcy. He is an expert when it comes to subjects like APR, loan fine print, debt collection laws within the United States. With his in-depth knowledge of all things financial, he is a great asset to Greendayonline.