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Apps That Loan You Money Instantly Until Payday

It doesn’t matter if you are in financial trouble, recently lost your job, or need money quickly. Getting a loan can take time and effort. You will need to fill out much paperwork with traditional banks. They might be easier if you need money quickly. Online payday loans are a speedy financial solution for unexpected expenses. Apps can lend the money rapidly.

Your next paycheck can guarantee them. These are not the best online loans because they typically only offer a small amount but high-interest rates.

You are expected to pay them back within your next paycheck. However, many people in financial trouble need cash to repay the loan more quickly. It is where they can get in trouble, and we want to help you avoid it.

There’s an app that can solve your problem. You can quickly access the money you need through a variety of apps. We’ll show you the top options available today so you can choose the right app for you.

The Best Apps to Loan You Money

  1. Brigit

Brigit can loan you up to $250 immediately.

The $250 will be in your account in less than a minute. There are no fees or interest. Within 20 seconds, you will know if the loan has been approved.

The app works by allowing you to enter your expenses as well as your monthly paycheck.

When it detects that you don’t have enough money to pay your bills, it automatically deposits $250 in your account. You can request additional cash at any time for any other reason.

Brigit charges $9.99/month for the app. Brigit automatically debits funds from your next paycheck to repay the loan.

  1. Even

Another budgeting app will give you an advance on your paycheck. You can get up to half your pay ahead of time with this app. Your next paycheck will determine how much advancement you receive.

You can access the money via Instapay within 24 hours. Walmart can also be used to pick up the money immediately if you have an immediate need.

You must work for an Even-certified employer to access Instapay and receive an advance on your paycheck. A $2.99 monthly subscription fee is also required. The amount you pay for “plus” membership depends on your employer’s contract with the app.

  1. Earnin

Earnin founders believe you should have access to your paycheck whenever you like, not only when your employer pays you.

Earnin will ask you where you work and how much you earn. They also need your bank information. They keep track of your hours to see how many hours you have worked in a given period. With no fees or additional costs, you can cash out up 0 per day from the money you have already earned.

If your account balance is below $100, you can set up an auto mode that will deposit $100 automatically.

Earnin will subtract the amount borrowed from your paycheck when your check is deposited into your bank account. There is no monthly fee for the app.

  1. Dave

The Dave app will help you budget and give you $75 in emergencies. The app costs $1 per month. The app monitors your spending and warns you when it is running out.

The money will be transferred within a few days or paid within hours for a small fee. You can leave a tip for the app if it is helpful, but that is entirely up to you.

The app will automatically take $75 from your next paycheck. Dave does not have hidden fees or interest costs. The cash advance is available without requiring a credit check. It is the best-automated savings app.

  1. MoneyLion

MoneyLion offers more than a loan. You can also open a checking account to monitor your credit, invest, and create a portfolio.

It can be one of the best investment apps for beginners. You have two options: a $250 cash advance at 0% APR or a loan up to $500 at 5.99% if you need more money.

The cash advance will be immediately deposited into your MoneyLion account. It makes it even more attractive to sign up.

MoneyLion allows you to enter your bank and paycheck information. You can also earn cashback and gift cards from MoneyLion, even though you don’t need to borrow money!

These benefits are only available to “plus” members who pay in deposit and $29 per month.

  1. FlexWage

Flexwage gives you a pay increase without any hidden fees. Your employer must be a Flexwage partner to utilize Flexwage.

Flexwage connects with your employer’s payroll software and calculates how much you have earned. It then transfers that money to you via a debit card or into their account.

Your employer determines payroll advances. They also choose how many times you can receive them and how much you may borrow at once.

Since you have already earned money, it is not a loan. Credit checks are not required. When your company sends you your paycheck, it will be repaid.

  1. DailyPay

Your employer must contract with DailyPay to be eligible for an advance. DailyPay works in the same way as EarnIn and FlexWage. It uses your employer’s payroll software to calculate how many hours you have worked and your earned wages.

DailyPay is special. Unlimited access and money requests are allowed. You may transfer money if you have a balance. This app is free to use, but it costs $1.25 every time you move money into your bank account.

  1. PayActiv

PayActiv lets you get a payment advance on income that you have already earned, with no transaction fees or interest.

There is no limit on how much money you can withdraw; the amount must be equal to or lower than your earned income. PayActiv users must have their employer enrolled and pay a small fee each time they request money.

PayActiv transfers the cash to your account and takes it out of your paycheck each payday. 

  1. Pock Box

PockBox connects you to loan servicers based on the amount you need. No matter your credit score, you can borrow as much as $2,500.

To be eligible for a loan from Pock Box, you must earn at least $800 per month, have a checking bank account, and receive a regular paycheck from your job. 

  1. Rainy Day Lending

Another third-party website will connect you to a lender who can provide short-term financing based on your requirements. This app can borrow up to $50,000, depending on your situation. You don’t need to have a credit card.

Fill out the form to determine how much money you can borrow and your income. Then, you will need to answer some basic questions about when you plan to repay the loan.

You will receive the funds in your account within one business day. Although this type of loan has an interest rate, it is lower than a payday lender.

  1. LoanSolo

LoanSolo provides two types of loans. A payday loan of up to $1,000 can be obtained, or a personal loan as high as $3,000. LoanSolo is similar to other apps. You can access these funds regardless of your credit score.

Payday loan funds will reach your account within 24 hours. Larger loans may take longer. Depending on your income and credit score, you can choose from various payment options. Answer a few questions, and LoanSolo will match you with the right lender.

We hope you found this article helpful in choosing the right cash advance app. Our other articles discuss many ways to borrow or make money. Learn more about How to make money quickly using apps and sites.

These apps may be different from what you are looking for. A buy now, pay later guaranteed approval type of app is best if you want cash to purchase specific products.

This route is popular because it’s much easier than applying for a loan. You can read reviews about the various companies that offer this service.


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Jason writes about all financial topics such as loans, debt solutions, and bankruptcy. He is an expert when it comes to subjects like APR, loan fine print, debt collection laws within the United States. With his in-depth knowledge of all things financial, he is a great asset to Greendayonline.