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Qualifying for Texas payday loans no credit check

Do you have a bad credit score? Or you want to start building your credit profile? Greendayonline knows perfectly well that customers need quick cash. And getting quick cash means less or no credit checks

In short, it is possible to get an online payday loan with no credit check in Texas. However, the way these loans work is quite different from other types of short-term funding. For instance, the loans attract a little higher interest rates for those with poor credit.

What does it mean by a little higher interest? Payday loans Texas attracts a fee of $28 for every $100 borrowed. This is a one-time fee that you need to pay together with the principal amount. As a borrower, you may find payday loans to be expensive. However, this is an affordable option compared to other alternatives like bank overdrafts.

What about bad credit in Texas?

Your credit score is not a consideration when applying for a payday loan Texas. So what are the qualification requirements that direct lenders want you to meet? To answer this question, payday loan requirements vary from one lender to another. Of course, there are other requirements that cut across the board. These include the following;

  • You must have an active bank account. The account should not be less than 30 days old
  • You must have a reliable and verifiable source of income
  • You must be at least 18 years of age
  • You must live in a location where payday loans are permitted or legal 

Best reasons to work with a licensed payday lender


It is usually advised to work with a licensed lender when looking for payday loans Texas. This is because of two important things;

  • Security and 
  • Personality


Licensed payday lenders like Greendayonline are in charge of the entire loan process. They take care of the application, approval, and even repayment. It, therefore, means that the application information you share remains with one lender. Actually, the ‘Transfer of money from the ultimate lender to the ultimate borrower’ is what defines direct borrowing. 

Here is how payday loans work;

You fill and submit your payday loan application form on Greendayonline website. We are satisfied that you quality for money. As a result, we approve the funds on the same or next business day. When the loan matures, you log in to your loan account to make payments.

This simply means that Greendayonline is in charge of every step of the loan. If you need any assistance, feel free to talk to our representatives. Greendayonline is always with you throughout the process. 

As we have already said, working with one company has many benefits for the borrower. If you work with an indirect lender, your information is likely to be shared with other lenders as well. This, at first, may sound good since you get the chance to compare options from several lenders. On the flip side, your delicate information will be exposed to scammers. 

Direct Payday Lenders In Texas?

Licensed payday loans direct lenders in Texas are the best people to work with at the moment. Usually, these companies follow all the state rules and regulations concerning payday loans.

Those companies without a license aren’t forced to adhere to the state and federal rules on payday loans. You can check whether a payday loan Texas lender is licensed by checking on their website. In Texas, payday loan lenders that are licensed won’t shy away from showing this status on their website.

Our loans in San Antonio Texas are here 

What are the alternatives to payday loans Texas?

One of the best alternatives is installment loans. This can be a good option if you want a longer repayment term. Greendayonline also offers installment loans in Texas. Continue reading to know the difference between online installment loans and traditional funding. 

When it comes to borrowing, there are different loan options available. All these options will ensure that you get the money you need at the end of the day. 

But there are a few things that make these loans unique from each other. It is always prudent to understand the differences.

This can help you determine the best loan option that suits you depending on your situation. Greendayonline has been offering payday loans in Texas for several years now. Those who have applied for a loan with us today know how easy and short our applications are. It is easy to apply for a payday loan with us and you can have the money as soon as the next business day.

How long are your payday loans?

 Our payday loans have a term of between 8 and 31 days depending on your next payday. Payday loans in Texas are a great option when a financial emergency arises. It is also easy to understand how the loans work. You take out a payday loan, attend to a pressing financial issue, and repay as soon as your paycheck arrives.

Greendayonline is here to help you if you get stuck. At times, you may not afford to repay the loan in full on your next payday. In this case, you have the option of rolling over the loan. This means that you will make smaller payments until the loan is paid in full.

Can I get an Installment Loan?

 At Greendayonline, we deliver what we promise. Our installment loans in Texas give borrowers an option to pay the loan in bits. Most of these loans have a term of up to 6 months. Fixed and regular payments also make it easier to clear the loan. Our installment loans are worth considering if you have a huge project to undertake.

They are also worth considering if you can’t afford to pay the money in a lump sum. You can qualify for a large amount if you behave responsibly with our payday loan in Texas.

What should I look out for in repayments?

Greendayonline has made the process easy and convenient for you. You not only have enough time to pay the loan, but you will also be eligible for a larger loan amount.  Regardless of whether you apply for payday loan Texas or installment loans, always be responsible with money. Ensure that you may payments on time to avoid rollovers which can be expensive.


Customers who apply for payday loans with us can easily repay the loan on their account. You can have access to your account 24/7. There are many things that clients can do in this account. You can check your payment history, view your documents, make payments, or update your personal information. If you have any questions, do not hesitate to get in touch with us.

Texas payday loans rates and terms

In Texas, payday loans are regulated by the state. The loan agreement is therefore governed by the state rules governing payday loans. Short term loans like title loans and payday loans are not intended for long term use.

The loans should only be used for short term needs. This can be car repairs, purchase of groceries, paying medical bills among others. Failure to pay the loan on time can lead to a rollover which can increase the total cost of borrowing.