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Applying for payday loans in Ohio


Payday loans are legal in Ohio. However, there are some tight requirements that lenders have to follow when issuing these loans. GreendayOnline offers payday and flexible loans in Ohio. This means that you are now able to borrow a loan and repay in installments over a certain period of time. These loans can be a perfect option when you need quick money. Continue reading to know more about our flexible and payday loans in Ohio.


 If you feel that payday loans are a good option for you, go ahead and complete the online application form. It is easy to fill the loan form. The process can take as little as five minutes. Applicants can also get an instant decision. You can even call us directly and speak to our representative if you have any questions.


The main requirements for the loans are;

  • A reliable and verifiable source of income
  • Social security number
  • An active bank account

We also offer payday loans in other states where the loans are legal. 

A comparison between a flexible loan and a payday loan

When you take out a payday loan, the lender requires repayment as soon as your next paycheck arrives. These loans are short term in nature and can be handy when you have an emergency. This can be urgent home renovations, medical bills, or car repair expenses. The fact that you need to repay the loan on your next payday can be inconveniencing. What if you need more time to pay back the money?

In short, payday loans can only be helpful when you are sure of paying the whole amount on your next payday. But what if your salary delays? If this is the case, then a flexible loan can be the best alternative to the payday loan. Flexible loans are installment loans that are offered for short term use

Let’s take this example;

Your salary delays and you are yet to pay rent. All you need to do is apply for a flexible loan. Once approved, you pay the money either on a monthly or bi-weekly basis. The loan term will depend on when you will get paid. At times when it is time to pay the first installment, you may feel that it is possible to pay back the whole amount at once. As a borrower, you are free to pay this money at once if your budget allows. There are no prepayment penalties charged for these loans. And if you pay the whole amount on the first installment, the total cost of borrowing will be lower. 


Once approved, when will I get the money?

GreendayOnline gives you a chance to get money fast! Once you apply and get approval, you have the following options;